Failure to Diversify - Law Offices of Robert Wayne Pearce, P.A

Dec 22, 2025

Investors With “Blown-Out” Securities-Backed Credit Line and Margin Accounts: How do You Recover Your Investment Losses?

If your securities-backed credit line or margin account was hit with margin calls and liquidated, recovery focuses on what your advisor recommended and disclosed before the account opened—not the liquidation itself. Misrepresentations, unsuitable leverage for conservative investors, and concentration can support claims. Investors often must pursue FINRA arbitration or mediation to seek reimbursement and fees.

Dec 22, 2025

FINRA Arbitration: What To Expect And Why You Should Choose Our Law Firm

FINRA arbitration can help investors recover losses, but results depend on preparation and strategy. Our attorneys conduct a detailed case review, draft a fact-rich Statement of Claim, and manage arbitrator selection, discovery, mediation, and hearing presentation. We focus on evidence, deadlines, and damages analysis so clients know what to expect from start to award today.

Dec 19, 2025

Oil and Gas Investors: How Do You Recover Your Oil and Gas Investment Losses?

Investors in misrepresented or unsuitable oil and gas stocks, bonds, limited partnerships, commodities, or structured products may have suffered significant losses. If your financial advisor failed to explain risks, suitability, or over-concentrated your portfolio, you might have the right to pursue legal action. At our firm, we represent clients in FINRA arbitration to recover losses from broker misconduct.

Dec 19, 2025

The Law Offices of Robert Wayne Pearce, P.A. Wins $6 Million Plus Award Against UBS and UBS Puerto Rico

The Law Offices of Robert Wayne Pearce, P.A. secured a significant arbitration victory in which an investor received more than $6 million in awards for losses tied to unsuitable recommendations and overconcentration in UBS and UBS Puerto Rico securities, reinforcing the firm’s commitment to holding brokers accountable. Our attorneys emphasize protecting investors from misleading advice and pursuing recovery when financial advisors fail to act in clients’ best interest.

Dec 18, 2025

Securities-Backed Lines of Credit Can Ce More Dangerous Than Margin Accounts

Securities-backed lines of credit let you borrow against a portfolio, but they can turn brutal in a fast downturn. If collateral value falls or eligibility rules change, the lender can issue a maintenance call and demand cash or more securities within days. If you can’t comply, the firm may liquidate your holdings—sometimes without advance notice.

Dec 17, 2025

The Law Offices of Robert Wayne Pearce, P.A. Wins $600,000 Plus Interest Award Against UBS Puerto Rico

The Law Offices of Robert Wayne Pearce, P.A. filed its first claim against UBS Puerto Rico, alleging a retiree was steered into a concentration of Puerto Rico bonds and closed-end “bond funds.” The claim says the advisor described the strategy as safe and “constitutionally protected,” while misrepresenting risks, failing to diversify, and causing substantial damages.

Dec 17, 2025

Merrill Lynch Puerto Rico Stockbroker Wipes Novice Investor Out With Bond Transactions on Margin

The Law Offices of Robert Wayne Pearce, P.A. filed a claim alleging a Merrill Lynch Puerto Rico broker placed a novice investor into a concentrated Puerto Rico bond portfolio on margin. The account was leveraged 4:1 with nearly $800,000 borrowed, described as “safe” and “guaranteed,” then held through collapse, margin calls, forced liquidation, and losses.

Dec 17, 2025

The Law Offices of Robert Wayne Pearce, P.A. Wins $1.45 Million Plus Interest Award Against UBS and UBS Puerto Rico

In an arbitration against UBS Financial Services and UBS Financial Services of Puerto Rico, the Law Offices of Robert Wayne Pearce, P.A. secured a $1.45 million award plus interest for a client. The claim alleged unsuitable recommendations and overconcentration in Puerto Rico municipal bonds and closed-end funds. Investors may contact us for a free consultation.