Elijah Goble (CRD# 6760147) is a financial advisor and registered representative of Citigroup Global Markets Inc. in Costa Mesa, California, and our firm is reviewing his FINRA-reported customer disputes for potential investment-related misconduct.
Financial Advisor’s Career History
According to FINRA BrokerCheck, Elijah Goble has been registered with Citigroup Global Markets Inc. since March 26, 2018, operating through Citi Retail Banking in Southern California. Prior to Citi, he was registered with Merrill Lynch, Pierce, Fenner & Smith Incorporated from April 2017 to March 2018 (including as an investment adviser representative from June 2017 to March 2018), and he also reported employment at Bank of America, N.A. as a financial advisor from August 2017 to March 2018.
Elijah Goble Fraud Allegations and Investor Complaints Explained
FINRA BrokerCheck reflects two customer dispute disclosures for Mr. Goble—one settled customer complaint involving a structured product and one pending FINRA arbitration alleging improper account handling. Allegations reported in BrokerCheck are claims and may be contested; a pending matter has not been adjudicated.
Disclosure overview (for context):
- Customer Dispute (Settled): Customer alleged unsuitable/high-risk sale of a “coupon barrier note” (structured product / barrier note); settlement reported in July 2022.
- Customer Dispute (Pending – FINRA Arbitration): Alleged improper handling of account from March 2025 to May 2025 involving municipal debt; FINRA arbitration pending (Case 25-02248).
Customer Complaint Alleging High-Risk “Coupon Barrier Note” Sold Contrary to Conservative Objective
FINRA BrokerCheck reports a customer dispute that was received on April 28, 2022 and later marked settled with a settlement amount of $20,236. The customer alleged that during the occurrence period of July 26, 2021 to April 28, 2022, the customer wanted funds invested “conservatively,” believed the maximum loss was limited (as described in the complaint narrative), but alleged the registered representative sold an “extremely high risk” product—identified as a barrier note / coupon barrier note—and that a $40,000 investment at one point declined to $7,000.
Pending FINRA Arbitration Alleging Improper Handling of Municipal Debt Account and Significant Damages
FINRA BrokerCheck also reports a pending customer dispute described as alleged improper handling of account from March 2025 to May 2025, involving municipal debt. The matter is reported as a FINRA arbitration with case number 25-02248, with alleged damages of $276,189.47 and a notice/process served date of October 16, 2025. The report indicates the arbitration is pending.
To obtain a copy of Elijah Goble’s FINRA BrokerCheck report, visit this link.
Robert Wayne Pearce Is Committed to Recovering Your Investment Losses
Elijah Goble’s reported structured-product complaint can implicate FINRA Rule 2111 (Suitability), which generally requires that a broker have a reasonable basis to believe a recommendation is suitable based on the customer’s investment profile (including objectives like “conservative” investing, risk tolerance, and liquidity needs). In a complaint alleging a high-risk barrier note was sold to an investor seeking conservative placement of funds, suitability is often evaluated by comparing the product’s actual downside mechanics, loss scenarios, and concentration effects against what the investor communicated and what the broker documented.
The allegations may also be analyzed under FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade), which broadly requires ethical conduct and fair dealing. Where a customer claims they believed losses were capped or that risks were materially different from what occurred, the inquiry often focuses on whether risk disclosures were clear, balanced, and consistent with the product’s real characteristics, and whether communications omitted material limitations, features, or downside conditions.
Finally, disputes alleging improper handling of an account—including issues tied to municipal debt transactions, execution, or administration—can raise supervision and process questions under FINRA Rule 3110 (Supervision). While Rule 3110 primarily governs the firm’s supervisory system, the underlying facts alleged in an arbitration (timeline, instructions, documentation, and handling of transactions) often determine whether reasonable supervisory procedures and escalation controls were followed, and whether gaps in oversight contributed to avoidable investor harm.
For over 45 years, Robert Wayne Pearce has helped investors recover losses caused by broker fraud, negligence, and unsuitable recommendations. His firm, The Law Offices of Robert Wayne Pearce, P.A., represents clients nationwide on a no-recovery, no-fee basis. Call (800) 732-2889 or email pearce@rwpearce.com for a free case review with an experienced securities attorney.
